Huina hoʻomaulia huina helu

Ke hōʻaiʻē ʻoe i ke kālā mai kahi panakō, uku uku ʻoe i ka uku paneʻe. He uku maoli ka uku paneʻe no ka hōʻaiʻē ʻana i ke kālā, he pākēneka ia e kau ʻia ma ke kumu nui no kekahi manawa o ka makahiki - maʻamau.

\( S = P \left(1 + \dfrac{j}{m}\right)^{mt} \ \ \) ma hea:

\( S \)	he waiwai ma hope \( t \) mau wā
\( P \)	ʻo ia ke kumu nui (hoʻokomo mua)
\( t \)	ka helu o nā makahiki ke hōʻaiʻē ʻia ke kālā
\( j \)	ʻo ia ka helu uku paneʻe makahiki (ʻaʻole e hōʻike ana i ka hoʻohuihui ʻana)
\( m \)	ka helu o nā manawa i hoʻohui ʻia ka hoihoi i kēlā me kēia makahiki